Dues
Paytrail is a secure payment method for you. We have a payment institution license issued by the Finnish Financial Supervisory Authority. The service is maintained by Paytrail Oyj (business ID 2122839-7), and is part of the Nets family.
The Paytrail payment processing service forwards your payment to the merchant. If Paytrail Oyj appears on your bank statement or credit card invoice, we have forwarded your payment.
The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the legal obligations related to the sale and other obligations it defines itself. If you want to make a complaint or return a product, you should contact the online store directly from which the product was ordered.
BANK PAYMENTS
You have access to payment buttons from all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP-pankki, Säästöpankki, S-pankki and Ålandsbanken. Paytrail Oyj will appear as the payee on your bank statement, and we will forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make the payment securely.
CREDIT CARD PAYMENTS
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services.
Paytrail Oyj appears as the recipient of the payment on the card invoice and forwards the customer's payment card payment directly to the merchant. Card payments are made using a secure payment form, and payment card information is not stored in the online store's systems.
MOBILE PAYMENT METHODS
The mobile payment methods Pivo, MobilePay and Siirto are services that work in the app and allow you to pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the app in question.
Pivo also supports Siirto payments, which means that the payment can be accepted in any application that supports Siirto. Apple Pay is a service that works on Apple devices and allows you to pay for purchases with a payment card connected to the device.
- PIVO
- The terms of use are available on Pivo's website.
- Pivo Terms of Use
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MOBILEPAY - The terms and conditions are available on the MobilePay website.
MobilePay terms and conditions -
MOVE
Terms and conditions applicable to Transfer payments:
OP's general euro payment terms (.pdf)
Nordea's terms of use for the Siirto service (.pdf) -
APPLE PAY
Terms of use are available on Apple's website.
Apple Pay Terms of Use - INVOICE AND INSTALLMENT SERVICES
Invoice and installment services through Paytrail are offered by OP, Walley, Jousto and AfterPay. Walley also offers invoice and installment options for corporate customers.
Please read the more detailed terms and conditions of the finance company, which you will see when you accept the payment. When you accept the payment, you also accept the terms and conditions of the finance company.
- WALLEY
Walley's general invoice and installment payment terms for companies (.pdf) - Walley's general terms and conditions for invoices, overdrafts and installment payments (.pdf)
- Standard European Consumer Credit Information (.pdf)
- Read more: walley.fi
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ELASTICITY
Jousto product description (.pdf) - Read more: flexibility.com
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OP INVOICE
OP Invoice Consumer Terms and Conditions (.pdf)
OP Invoice product description for merchants (.pdf)
Read more: op.fi -
AFTERPAY
Read more: afterpay.fi
CLARNA
Read more: klarna.com/fi/